SECTION 4

How to Manage Money

How to Manage Money

“By consultation, plans will succeed.”Proverbs 20:18

We all need money to provide our families with the things they need. (Proverbs 30:8) After all, “money is a protection.” (Ecclesiastes 7:12) As a couple, it may be difficult to talk about money, but do not let money cause problems in your marriage. (Ephesians 4:32) A couple should trust each other and work together when deciding how money will be spent.

 1 PLAN CAREFULLY

WHAT THE BIBLE SAYS: “Who of you wanting to build a tower does not first sit down and calculate the expense to see if he has enough to complete it?” (Luke 14:28) It is essential that you plan together how you will use your money. (Amos 3:3) Decide what you need to buy and how much you can afford to spend. (Proverbs 31:16) Just because you have the money to buy something does not necessarily mean that you should. Try to avoid debt. Spend only the money you have.Proverbs 21:5; 22:7.

WHAT YOU CAN DO:

  • If you have extra money at the end of the month, decide together what you are going to do with it

  • If you have a deficit, make specific plans to reduce your expenses. For example, you could prepare your own meals instead of eating out

 2 BE OPEN AND REALISTIC

WHAT THE BIBLE SAYS: “Care for everything honestly, not only in the sight of Jehovah but also in the sight of men.” (2 Corinthians 8:21) Be honest with your mate about how much you earn and spend.

Always consult your mate when making major decisions about your finances. (Proverbs 13:10) Communicating about money will help to maintain peace in your marriage. View your income, not as your personal money, but as family money.1 Timothy 5:8.

WHAT YOU CAN DO:

  • Agree on an amount that each of you can spend without having to consult the other

  • Do not wait until a problem arises before you talk about money

 ABỌ 4

Vbene A Ya Tete Igho Hẹ

Vbene A Ya Tete Igho Hẹ

‘Adeghẹ a na si uhunmwu koko, emwamwa ghi dunna.’—Itan 20:18

Na sẹtin kpemehe evba gha re evba gha da ne ẹgbẹe ọghomwa, te a gha loo igho. (Itan 30:8) ‘Ugue ẹre igho khin’ amaiwẹ. (Asan-Ibo 7:12) Zẹvbe ọdọ vbe amwẹ, ọ sẹtin gha re emwi nọ lọghọ na gha ziro ye ẹmwẹ igho, sokpan ghẹ gie ẹmwẹ igho si ẹzọ ne uwa. (Ẹfisọs 4:32) Vbe nọ dekaan vbene a khian ya loo igho hẹ, ọ khẹke ne ọdọ vbe amwẹ gba ẹko egbe kevbe ne iran gha mwẹ akugbe.

 1 UWA GHA RU EMWAMWA ẸSE

EMWI NE BAIBOL KHARE: “Deghẹ ọkpa vbe uwu uwa ra bọ owa, ọ ghi tota ka roro igho ne ọ gha gbe nẹ, ne ọ miẹn ehe na rẹn a deghẹ irẹn mwẹ igho ne ọ gha gba ẹre.” (Luk 14:28) Ọ keghi re emwi ne kpataki deghẹ uwa na gha ziro ẹre kugbe vbene uwa khian ya gha loo igho hẹ. (Emọs 3:3) Roro emwi ne u khian dẹ, ne u mieke na rẹn inu igho ne u gha sẹtin hae. (Itan 31:16) Ghẹ wa gha dẹlẹ emwi vbene u rhirhi miẹn rhunmwuda wẹẹ u mwẹ igho. Hia ne u ghẹ ru osa. Ghẹ loo gberra igho ne u mwẹ.—Itan 21:5; 22:7.

EMWI NE U GHA SẸTIN RU:

  • Uwa gha loo igho kẹrre vbe uki gha gba, uwa koko ziro yan emwi ne uwa khian yae ru

  • Adeghẹ a na miẹn wẹẹ igho ne uwa loo ro ẹre ọ kpọlọ sẹ ne uwa miẹn vbe uki, uwa ghi ru emwamwa ne uwa ya fiaẹn kanmwa emwi ne uwa loo igho yi. Vbe igiemwi, uwa sẹtin gha le evbare obọ uwa, ne uwa gha te ya gha dẹ vbe orere

 2 UWA GHA TA ẸMWATA MA EGBE VBE ẸMWẸ IGHO

EMWI NE BAIBOL KHARE: ‘Ya ẹkoata gha ru emwi hia, ẹi re vbe odaro e Jehova ọkpa, sokpan vbe odaro emwa nagbọn.’ (2 Kọrinti 8:21) Gie ọmwa ne uwa gba rrọọ vbe orọnmwẹ rẹn igho ne u gele miẹn kevbe ne u gele loo.

U ke ru atamuolọyan nọ khua vbe nọ dekaan vbene u khian ya loo igho hẹ, ka gha gu ọmwa ne uwa gba rrọọ vbe orọnmwẹ ziro ẹre nẹ. (Itan 13:10) Adeghẹ uwa na koko gha ziro vbe nọ dekaan vbene a gha loo igho hẹ, ọ gha ye ọfunmwegbe gha rre orọnmwẹ uwa. Gha ghee igho ne u miẹn zẹvbe ọghe ẹgbẹe ruẹ, ẹi re zẹvbe ọghe obọ ruẹ.—1 Timoti 5:8.

EMWI NE U GHA SẸTIN RU:

  • Uwa koko tae yotọ inu igho ne dọmwadọghẹ gha sẹtin ya ekhọe obọ re loo

  • Ghẹ ziengbe ne ọlọghọmwa ka rre nẹ, uwa ke gha ta ẹmwẹ igho